Monday, October 23, 2017

Gems N' Loans Dana Point Payday Advance Alternative

Collateral Lending Can Be the Right Alternative
According to  Investopedia, pawn shop loans in Dana Point are great alternatives to payday advances. If you have something of value you can use as collateral, a pawnshop might be a loan source worth considering. Finance charges vary by location, so make sure you know what the cost of borrowing will be.

The interest rates on payday loans are known to be some of the highest. For many the convenience and of being able to obtain money when it’s needed balances out. The lender offers you the money you request and then you pay it all back with your next paycheck. That’s plus interest and fees of course. Learn why Gems N' Loans Dana Point is the exception at interest rates as low as 2%.

Tuesday, October 10, 2017

Check in For a Low Interest Payday Loan

Payday From Collateral Lending

Why Pawn Loans Are Better Than Payday Loans

Payday loans can involve a bunch of paperwork full of terms and conditions. And there can be some unwanted aspects to the loan hidden away in the fine print, including an agreement to have your wages garnished and forfeiting the right to take the lender to court. Pawn shop loans in Dana Point, on the other hand, are straightforward, with no hidden fees or penalties.

No one can predict the future, so it’s always wise to protect yourself in the event that unforeseen circumstances prevent you from paying off your loan. If you’ve borrowed money from a payday lender, not only will failure to satisfy the terms be expensive, you’ll likely be permanently blacklisted from using their services, start receiving calls from bill collectors, and even be dragged into court by the lender’s attorneys.




Monday, October 2, 2017

Dana Point Payday Loans Are Instant

We Offer Alternatives to High Interest Loans
Finding a low interest payday loan in that won’t break you, isn’t far from the Gems N' Loans in Dana Point, and is willing to offer interest rates as low as 2% on your first loan. This of course is based on collateral of value towards the loan.

A payday loan is a short-term, high-interest loan, generally for $500 or less, that’s designed to bridge the gap between paychecks. The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for.