Often times waiting for the swallows to return to Jan Juan Capistrano might be to late, when your in need for a pawn shop. Getting fast cash these days has become easier with low interest collateral loans that could very well be in your hand before Spring.
Gems N’ Loans is very close and easy to access from interstate 5. If you are site seeing or just catching up between paychecks, we can offer you a fast loan that won’t turn you upside down and for low interest rates.
We also offer a wealth of knowledge in jewelry, musical instruments, and relics.
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Thursday, August 2, 2018
Friday, December 15, 2017
Gold and Collateral LoansGold has truly been a great support against swelling, since its cost tends to rise when the average cost for basic items increments. In the course of recent years financial specialists have seen gold costs take off and money markets dive amid high-expansion years.
Gold is respected throughout the world for its value and rich history, which has been interwoven into cultures for thousands of years. Coins containing gold appeared around 800 B.C., and the first pure gold coins were struck during the rein of King Croesus of Lydia about 300 years later. Throughout the centuries, people have continued to hold gold for various reasons. Below are eight reasons to own gold today.
It’s Simple! Buy low sell high. Come shop Gems N’ Loans Dana Point for your gold jewelry. This is a great investment for you and your future generations. Buy your gold jewelry now when prices are low and sell later when gold is high.
Monday, November 13, 2017
The Best Jewelry Options in Dana Point For A ReasonLet's say you're looking for a ring, that doesn't mean you shouldn't consider necklaces. However, you could find the perfect stone set inside an old pendant, take it to your jeweler and have it re-set into your dream wedding or engagement ring.
When dealing with jewelry, be less concerned with the aesthetic and more with the quality. Something may appear outdated and not your taste, but if it's made of high-quality materials at a bargain of a price, you may be able to afford to have our jeweler re-create it. Our master jeweler Frank has been dazzling the eyes of many Gems N' Loans Dana point customers.
How do you know if a jewelry piece is of good quality? Ask for certifications or appraisals. Hopefully, they have documentation to prove the make-up of the jewelry and quality of any stones. If not, plan to take it to an appraiser yourself.
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Monday, October 23, 2017
Collateral Lending Can Be the Right AlternativeAccording to Investopedia, pawn shop loans in Dana Point are great alternatives to payday advances. If you have something of value you can use as collateral, a pawnshop might be a loan source worth considering. Finance charges vary by location, so make sure you know what the cost of borrowing will be.
The interest rates on payday loans are known to be some of the highest. For many the convenience and of being able to obtain money when it’s needed balances out. The lender offers you the money you request and then you pay it all back with your next paycheck. That’s plus interest and fees of course. Learn why Gems N' Loans Dana Point is the exception at interest rates as low as 2%.
Tuesday, October 10, 2017
Payday From Collateral Lending
Why Pawn Loans Are Better Than Payday LoansPayday loans can involve a bunch of paperwork full of terms and conditions. And there can be some unwanted aspects to the loan hidden away in the fine print, including an agreement to have your wages garnished and forfeiting the right to take the lender to court. Pawn shop loans in Dana Point, on the other hand, are straightforward, with no hidden fees or penalties.
No one can predict the future, so it’s always wise to protect yourself in the event that unforeseen circumstances prevent you from paying off your loan. If you’ve borrowed money from a payday lender, not only will failure to satisfy the terms be expensive, you’ll likely be permanently blacklisted from using their services, start receiving calls from bill collectors, and even be dragged into court by the lender’s attorneys.
Monday, October 2, 2017
We Offer Alternatives to High Interest LoansFinding a low interest payday loan in that won’t break you, isn’t far from the Gems N' Loans in Dana Point, and is willing to offer interest rates as low as 2% on your first loan. This of course is based on collateral of value towards the loan.
A payday loan is a short-term, high-interest loan, generally for $500 or less, that’s designed to bridge the gap between paychecks. The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for.
Wednesday, September 27, 2017
A Payday Advance That Is ReasonableEveryone knows that money doesn't grow on trees, and that often we need lending branch to swing our way. a payday loan doesn't necessarily have to be a situation that winds up being a vicious circle of catching up. I would encourage anyone that needs to solve an immediate financial problem seek other alternatives.
Gems N' Loans Dana Point can offer a loan fr as low as 2%, that are based on collateral borrowed on or sold directly. By selling the the item you really aren't being held responsible after that point. However, some people like to borrow against their collateral on a contingency that they will someday be able to reclaim the merchandise. This is often a great way to go. The worst thing that could happen would be to lose the item of exchange, leaving a payroll check untouched.
Learn more here!