Tuesday, October 10, 2017

Check in For a Low Interest Payday Loan

Payday From Collateral Lending


Why Pawn Loans Are Better Than Payday Loans

Payday loans can involve a bunch of paperwork full of terms and conditions. And there can be some unwanted aspects to the loan hidden away in the fine print, including an agreement to have your wages garnished and forfeiting the right to take the lender to court. Pawn shop loans in Dana Point, on the other hand, are straightforward, with no hidden fees or penalties.

No one can predict the future, so it’s always wise to protect yourself in the event that unforeseen circumstances prevent you from paying off your loan. If you’ve borrowed money from a payday lender, not only will failure to satisfy the terms be expensive, you’ll likely be permanently blacklisted from using their services, start receiving calls from bill collectors, and even be dragged into court by the lender’s attorneys.




Monday, October 2, 2017

Dana Point Payday Loans Are Instant

We Offer Alternatives to High Interest Loans

Finding a low interest payday loan in that won’t break you, isn’t far from the Gems N' Loans in Dana Point, and is willing to offer interest rates as low as 2% on your first loan. This of course is based on collateral of value towards the loan.

A payday loan is a short-term, high-interest loan, generally for $500 or less, that’s designed to bridge the gap between paychecks. The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for.

Wednesday, September 27, 2017

Money May Not Grow on Trees

A Payday Advance That Is Reasonable

Everyone knows that money doesn't grow on trees, and that often we need lending branch to swing our way. a payday loan doesn't necessarily have to be a situation that winds up being a vicious circle of catching up. I would encourage anyone that needs to solve an immediate financial problem seek other alternatives. 

Gems N' Loans Dana Point can offer a loan fr as low as 2%, that are based on collateral borrowed on or sold directly. By selling the the item you really aren't being held responsible after that point. However, some people like to borrow against their collateral on a contingency that they will someday be able to reclaim the merchandise. This is often a great way to go. The worst thing that could happen would be to lose the item of exchange, leaving a payroll check untouched. 

Learn more here!






Thursday, September 21, 2017

Cash Advances in Dana Point as Low 2%

The Difference Between Payday Loans and Cash Advances on Collateral


Payday loans or payday advances  are unsecured loans and there is no collateral and usually no credit check required for approval. Payday loans are granted based on your income and are designed to be paid back on a specified date that corresponds to your pay dates. The term cash advance is  at times synonymous for payday loan, which refers to an advance on your paycheck. This can often land people behind the eight ball.

At Gems N’ Loans in Oceanside, we are offering collateral loans with interests rates as low as 2%. Perhaps you have an item of value that you are no longer using and could save your self the entrapment of a payday loan. The collateral loan business is much more forgiving and really can be a great alternative for fast cash.

Learn more here!

Monday, September 18, 2017

Payday Loans in Dana Point for As Low as 1%

What is the Difference Between Pawn Loans and Payday Loans?

One of the questions we get asked the most is If you ask yourself what’s the difference between a pawn loan and payday loans?

Well first of all, pawn loans are cash loans given against a collateral of some kind, like jewelry, electronics, instruments, bicycles, and more. The amount of cash received for a pawn loan depends on the stores policies. At Gems N’ Loans Dana Point, we have interests rates as low as 2%. Pawn shops allow you to agree upon the amount of time to repay the loan, and once the loan is repaid, your item is returned to you.

Payday loans are loans given against a specific amount of money, depending on your typical earnings. They are high-interest loans to be repaid within a short amount of time, normally against the borrower’s next paycheck. This can leave the lendee playing catch up.

Learn how to be instantly qualified for a low interest loan!

Saturday, September 2, 2017

Happy and Safe Labor Day Orange County!

Employee Owned and Operated

Gems N' Loans prides itself on being an employee owned and operated business. Whether your taking it easy this labor day weekend or need a cash loan in and around Dana Point, we are here for you!

Labor Day in the United States is a public holiday celebrated on the first Monday in September. It honors the American labor movement and the contributions that workers have made to the strength, prosperity, laws and well-being of the country. It is the Monday of the long weekend known as Labor Day Weekend and it is considered the unofficial end of summer in the United States. The holiday is also a federal holiday. 

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Tuesday, July 4, 2017

Happy 4th of July from Gems N' Loans

Did You Know This?


The Fourth of July was almost the Second of July!

Americans have been celebrating independence from British rule on July 4 for more than two centuries, but a more accurate date to celebrate may actually be July 2.

While Congress formally adopted the Declaration of Independence on July 4, 1776, it made the formal call for freedom on July 2. The Declaration of Independence became official only on Aug. 2, 1776, after members of Congress signed the document, according to the National Archives.

President John Adams wrote in a letter to his wife that July 2 should be celebrated by future generations as the "great anniversary festival" for the new nation. He almost got his wish. 

Celebrate 50% of the Red Ruby, White and Blue!