Monday, November 13, 2017

Jewelry Store In Dana Point

The Best Jewelry Options in Dana Point For A Reason

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Let's say you're looking for a ring, that doesn't mean you shouldn't consider necklaces. However, you could find the perfect stone set inside an old pendant, take it to your jeweler and have it re-set into your dream wedding or engagement ring.

When dealing with jewelry, be less concerned with the aesthetic and more with the quality. Something may appear outdated and not your taste, but if it's made of high-quality materials at a bargain of a price, you may be able to afford to have our jeweler re-create it. Our master jeweler Frank has been dazzling the eyes of many Gems N' Loans Dana point customers.

How do you know if a jewelry piece is of good quality? Ask for certifications or appraisals. Hopefully, they have documentation to prove the make-up of the jewelry and quality of any stones. If not, plan to take it to an appraiser yourself.

Learn more here!

Monday, October 23, 2017

Gems N' Loans Dana Point Payday Advance Alternative

Collateral Lending Can Be the Right Alternative

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According to  Investopedia, pawn shop loans in Dana Point are great alternatives to payday advances. If you have something of value you can use as collateral, a pawnshop might be a loan source worth considering. Finance charges vary by location, so make sure you know what the cost of borrowing will be.

The interest rates on payday loans are known to be some of the highest. For many the convenience and of being able to obtain money when it’s needed balances out. The lender offers you the money you request and then you pay it all back with your next paycheck. That’s plus interest and fees of course. Learn why Gems N' Loans Dana Point is the exception at interest rates as low as 2%.

Tuesday, October 10, 2017

Check in For a Low Interest Payday Loan

Payday From Collateral Lending

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Why Pawn Loans Are Better Than Payday Loans

Payday loans can involve a bunch of paperwork full of terms and conditions. And there can be some unwanted aspects to the loan hidden away in the fine print, including an agreement to have your wages garnished and forfeiting the right to take the lender to court. Pawn shop loans in Dana Point, on the other hand, are straightforward, with no hidden fees or penalties.

No one can predict the future, so it’s always wise to protect yourself in the event that unforeseen circumstances prevent you from paying off your loan. If you’ve borrowed money from a payday lender, not only will failure to satisfy the terms be expensive, you’ll likely be permanently blacklisted from using their services, start receiving calls from bill collectors, and even be dragged into court by the lender’s attorneys.

 

 

 

Monday, October 2, 2017

Dana Point Payday Loans Are Instant

We Offer Alternatives to High Interest Loans

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Finding a low interest payday loan in that won’t break you, isn’t far from the Gems N' Loans in Dana Point, and is willing to offer interest rates as low as 2% on your first loan. This of course is based on collateral of value towards the loan.

A payday loan is a short-term, high-interest loan, generally for $500 or less, that’s designed to bridge the gap between paychecks. The quick cash infusion is nice, but when you apply for a payday loan, you may wind up getting more than you bargained for.

Wednesday, September 27, 2017

Money May Not Grow on Trees

A Payday Advance That Is Reasonable

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Everyone knows that money doesn't grow on trees, and that often we need lending branch to swing our way. a payday loan doesn't necessarily have to be a situation that winds up being a vicious circle of catching up. I would encourage anyone that needs to solve an immediate financial problem seek other alternatives. 

Gems N' Loans Dana Point can offer a loan fr as low as 2%, that are based on collateral borrowed on or sold directly. By selling the the item you really aren't being held responsible after that point. However, some people like to borrow against their collateral on a contingency that they will someday be able to reclaim the merchandise. This is often a great way to go. The worst thing that could happen would be to lose the item of exchange, leaving a payroll check untouched. 

Learn more here!

 

 

 

 

 

Thursday, September 21, 2017

Cash Advances in Dana Point as Low 2%

The Difference Between Payday Loans and Cash Advances on Collateral

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Payday loans or payday advances  are unsecured loans and there is no collateral and usually no credit check required for approval. Payday loans are granted based on your income and are designed to be paid back on a specified date that corresponds to your pay dates. The term cash advance is  at times synonymous for payday loan, which refers to an advance on your paycheck. This can often land people behind the eight ball.

At Gems N’ Loans in Oceanside, we are offering collateral loans with interests rates as low as 2%. Perhaps you have an item of value that you are no longer using and could save your self the entrapment of a payday loan. The collateral loan business is much more forgiving and really can be a great alternative for fast cash.


Learn more here!

Monday, September 18, 2017

Payday Loans in Dana Point for As Low as 1%

What is the Difference Between Pawn Loans and Payday Loans?

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One of the questions we get asked the most is If you ask yourself what’s the difference between a pawn loan and payday loans?


Well first of all, pawn loans are cash loans given against a collateral of some kind, like jewelry, electronics, instruments, bicycles, and more. The amount of cash received for a pawn loan depends on the stores policies. At Gems N’ Loans Dana Point, we have interests rates as low as 2%. Pawn shops allow you to agree upon the amount of time to repay the loan, and once the loan is repaid, your item is returned to you.


Payday loans are loans given against a specific amount of money, depending on your typical earnings. They are high-interest loans to be repaid within a short amount of time, normally against the borrower’s next paycheck. This can leave the lendee playing catch up.


Learn how to be instantly qualified for a low interest loan!